Assante Wealth Management, a wealth advisor for late-starting physicians and dentists
After the first few meetings, you'll have:
A one-page plan you could explain to your spouse over dinner
A straight answer on paying down student loans or investing first
Fewer accounts and fewer funds, with taxes priced before anything sells
Your practice buy-in, sale or retirement plan on the same page
240,000
clients served by
Assante Wealth Management as of 10/5/2026†
Frequently asked questions about Assante Wealth Management
You'll see every dollar of the cost on paper before you sign anything with Assante Wealth Management, and fees aren't quoted on this website. The total depends on what we'd manage and plan. We'll also show what your 403(b) funds already charge, since hospital plan menus can carry costs people never notice.
Yes, a first conversation still makes sense. Assante Wealth Management's client minimum is $500,000 in investable assets, and a physician's income can close that gap within a few years of training. If you're short of it today, we can still talk through loans and account set-up so new savings land in fewer places.
A first video or phone call is set for a time you pick, so a weekday evening or a post-call morning both work. Have one recent statement for each account and your loan servicer summary nearby. Assante Wealth Management uses that call to list what you own and owe, and nothing gets sold.
Yes. Every meeting with an advisor happens by video conference or telephone, so there's no office to drive to after clinic. On the first call, ask who will run your reviews and who handles questions between them, and get both names before any agreement goes out.
Yes. Assante Wealth Management can review a physician's 401(k), IRA, taxable account and practice-related decisions together, then put the main choices on one page. The review still depends on your accounts, tax filing, debt terms and practice plans. Investments can lose value, so you may receive less than you invested.
Assante Wealth Management can include student loan planning when repayment choices affect cash flow, taxes or retirement saving. The work may compare your loan terms with contributions to available retirement accounts and other priorities. Loan rules change, so the figures and program details need to be checked for your situation.
A cash balance plan may deserve review when a practice has dependable profits, eligible employees and a need for larger retirement contributions. Assante Wealth Management would first need information about the practice, existing plans and payroll. A plan can add administration and funding obligations, so it is not automatically worthwhile.
Practice transition planning usually covers the timing and financial effect of selling, buying, joining or leaving a practice. Assante Wealth Management can help organize the personal investment and income questions, while legal and tax professionals handle their professional advice. The right plan depends on the transaction terms and your role.
Yes. Tax planning for a high earner can examine retirement contributions, taxable investments, charitable giving and the timing of income. Assante Wealth Management does not replace your CPA. The firm can organize planning questions for discussion with that professional, especially when a practice creates uneven income.
A one-page plan can be useful when you have several accounts, old investment choices and a spouse who wants the household decisions explained plainly. Assante Wealth Management uses fewer accounts and funds where that fits the situation, but consolidation can create taxes, fees or paperwork that should be checked first.
The first review should identify the decision that has a deadline, such as a practice transaction, loan change, retirement contribution or required income draw. Assante Wealth Management can then separate urgent paperwork from longer-term investing. A simple plan is still based on your actual tax, legal and investment facts.
Assante Wealth Management serves clients remotely through video conference and telephone, so an office visit is not required for the working relationship. The office is at 317 South Juniper Street, Philadelphia, PA 19147, United States. You can decide whether remote meetings suit your communication needs before proceeding.
The pieces Assante Wealth Management fits on one page
Physician financial planning
A one-page plan covering your loans, retirement accounts, insurance gaps and next three moves.
Student loan planning
A written comparison of PSLF, refinancing and steady paydown, with the total cost of each.
Cash balance plans
An estimate of how much extra tax-deferred room a cash balance plan adds.
Practice transition planning
A plan for a buy-in, partnership or sale, covering taxes on the price and life afterward.
Physician financial planning
A one-page plan covering your loans, retirement accounts, insurance gaps and next three moves.
Student loan planning
A written comparison of PSLF, refinancing and steady paydown, with the total cost of each.
Cash balance plans
An estimate of how much extra tax-deferred room a cash balance plan adds.
Practice transition planning
A plan for a buy-in, partnership or sale, covering taxes on the price and life afterward.
- Families served
- 240,000
- Assets managed
- $3.8 billion
- Starting from
- $500K
- Services
- 6 focus areas
Figures as of 10/12/2026.
Assante Wealth Management wealth advisor for physicians and dentists
Assante Wealth Management is a wealth advisory firm that serves physicians and dentists with high income, late saving starts, student debt and practices to consider.
Someone in that position often has plenty of income but too many disconnected decisions. A 401(k), an IRA, loan payments, a practice and taxable investments can each look reasonable alone and still fail to form a plan. Assante Wealth Management keeps the work easier to explain: fewer accounts, fewer funds and a one-page plan you can discuss with your family.
A wealth advisor for complex careers and late saving starts
Assante Wealth Management serves households across the country through video conference and telephone. The client minimum is $500,000 in investable assets, and the work is aimed at putting the whole financial picture on one table: retirement accounts, taxable investments, student loans, insurance questions and practice decisions that affect personal wealth.
The service list includes physician financial planning, student loan planning, cash balance plans, practice transition planning, investment management for doctors and tax planning for high earners. Not every service belongs in every plan. A dentist preparing to buy into a practice may need cash-flow and tax questions answered first, while a physician with an established practice may need investment accounts simplified.
Working together means deciding what deserves attention now, what can wait and which accounts actually earn their place. Before Assante Wealth Management suggests a fund change, the team checks the tax effect, transaction cost and reason for the change. Clients see the full cost of the proposed work in writing before signing anything.
The aim is practical. You should be able to explain why the accounts exist, where new savings go and which decision comes next without needing a spreadsheet open at the dinner table.
| Situation | Service | First thing you receive |
|---|---|---|
| New practice ownership | Practice transition planning | Decision timeline |
| Large practice profits | Cash balance plans | Plan-fit questions |
| Old employer accounts | Investment management for doctors | Account inventory |
| High loan balance | Student loan planning | Cash-flow comparison |
| High taxable income | Tax planning for high earners | CPA discussion list |
When markets fall, the plan gets more specific
A falling market does not automatically call for a new fund or a full move to cash. Assante Wealth Management reviews the purpose of each account, the time until you need income draws and the amount of cash already available. Investments can lose value, and you may get back less than you invested.
A physician with student debt may feel pressure to stop retirement contributions after a bad quarter. The better question is whether the loan payment, emergency reserve, practice needs and investment mix still fit together. Selling long-term investments to cover a short-term cash need can create a tax bill and lock in a loss.
Hypothetical example: a doctor has a $600,000 portfolio and one fund costs 0.45 percent more each year than a comparable option being considered. The annual difference is $600,000 times 0.0045, or $2,700. Over 30 years, $2,700 times 30 equals $81,000 before investment growth, although actual results would vary and changing funds could create taxes or other costs.
That calculation does not prove that the cheaper fund is better. It shows why the cost deserves attention before a market drop turns every decision into an emotional one. Assante Wealth Management would weigh the fund's role, taxes, risk and replacement before recommending a change.
- Review the reason for selling
- Estimate taxes and trading costs
- Keep the change easy to explain
Your meetings should produce something you can use
You speak with the people handling your planning and investment questions through video conference and telephone. The exact meeting rhythm depends on your practice, accounts and deadlines; a practice sale needs a different cadence from a routine investment review.
Reports should answer practical questions. Where is the household money held? What changed? Which savings or income draws are planned? Which decision needs your approval? Assante Wealth Management uses a simpler account structure where it fits, so the report can focus on choices rather than a long list of holdings.
A useful review might place your 401(k), IRA and taxable account beside the next year's expected practice income. Another may show how a student loan payment affects retirement contributions. You receive the facts needed for the decision, not a prediction about what markets will do.
Some clients prefer more frequent contact during a practice transaction or a major job change. Others need fewer meetings because their accounts and cash flow are stable. The honest limitation is that simpler communication cannot remove tax deadlines, custodian paperwork or market risk.
Three professionals, three different jobs
Assante Wealth Management can work alongside your CPA and estate attorney, but it does not replace either professional. The CPA handles tax-return preparation and tax advice. The estate attorney handles wills, trusts, powers of attorney and other legal work. The wealth advisor organizes the investment, cash-flow and account decisions that connect to those conversations.
That division matters for a physician who owns a practice. A proposed sale may raise a tax question for the CPA, a purchase agreement issue for the attorney and an income-investment question for the wealth advisor. No one professional should be expected to answer all three.
You may receive a list of questions to take to your CPA, such as whether a contribution is deductible or whether selling a holding creates a tax consequence. Assante Wealth Management can then use the CPA's answer when reviewing savings, investment placement or income draws.
The same process applies to estate work. The attorney writes legal instruments; the wealth advisor can help identify the accounts and beneficiaries that need to be checked against those instruments. Account titles and beneficiary forms should be reviewed carefully, because a well-written will does not always control an account beneficiary.
- CPA: tax return and tax advice
- Estate attorney: legal documents
- Assante: financial plan and investments
From the first call to regular reviews
The process begins with the issue that brought you in, not a generic questionnaire. You might be deciding whether to buy into a practice, carrying substantial student debt or trying to combine several old accounts. Assante Wealth Management asks for the information needed to understand that decision and its deadline.
During the account review, the team looks at account types, ownership, investments, cash needs, debt and practice details that affect the plan. You receive a short list of open questions and missing paperwork. The firm does not fill gaps with assumptions.
The planning meeting ranks the choices. A written plan then shows what to keep, what to change, what needs CPA or legal input and what the proposed work costs. You can explain the plan to your family because its purpose is visible on the page.
Implementation happens only after you approve the recommendations and understand the account or investment changes. Some transfers require custodian forms, tax information or signatures, and those administrative steps can take time.
Regular reviews return to the same practical questions: has your income changed, did the practice plan move, are loan payments still sensible and do the accounts still match the plan? Assante Wealth Management serves clients across the country, while its office is at 317 South Juniper Street, Philadelphia, PA 19147, United States.
- First call: describe the pressure point
- Account review: gather balances and ownership
- Planning meeting: rank decisions
- Written plan: show actions and costs
- Implementation: approve account changes
- Ongoing reviews: revisit the plan
Assante Wealth Management services
Physician financial planning
A one-page plan covering your loans, retirement accounts, insurance gaps and next three moves.
Physician financial planning →Student loan planning
A written comparison of PSLF, refinancing and steady paydown, with the total cost of each.
Student loan planning →Cash balance plans
An estimate of how much extra tax-deferred room a cash balance plan adds.
Cash balance plans →Practice transition planning
A plan for a buy-in, partnership or sale, covering taxes on the price and life afterward.
Practice transition planning →Investment management for doctors
A shorter fund list, with the tax cost of every sale estimated before it happens.
Investment management for doctors →Tax planning for high earners
A yearly look at deferrals, backdoor Roth steps and practice income before the tax year closes.
Tax planning for high earners →Assante Wealth Management meets clients in every state over video calls and by phone; in person at 317 South Juniper Street, Philadelphia, PA 19147, United States. Get in Touch →
Latest insights
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What makes Assante Wealth Management simpler to work with?
Plenty of doctors arrive with eight or nine accounts and a few dozen funds picked during residency. At Assante Wealth Management, we try to shrink that list before adding anything. Before any fund change, we estimate what selling would cost in taxes and show you the number. And after each review you get one page: what you own, what you're paying toward loans, and the next two decisions. If you can't explain it to your spouse, we rewrite it.
Who we are and who we serve
240,000 clients† trust Assante Wealth Management with a combined $3.8 billion†.
Why physicians and dentists choose Assante Wealth Management
You probably started saving in your mid-thirties, after training, with six figures of student debt and a paycheck that jumped overnight. That late start makes the next 15 years count more, and it makes clutter expensive. Assante Wealth Management wealth advisors look at your 401(k) or 403(b), your loans, any practice ownership and your taxes on one page, then decide what gets money first. Simpler doesn't mean smaller ambitions. It means fewer things to forget.
Meetings run by video or phone, so they fit around clinic days and call nights.
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