Assante Wealth Management Articleshttps://assanteiswealth.com/articles/Simple wealth plans for physicians and dentistsen-us1440Sun, 11 Oct 2026 09:00:00 +0000 How to use a backdoor Roth IRA for physicians without the pro-rata traphttps://assanteiswealth.com/backdoor-roth-ira-for-physicians/https://assanteiswealth.com/backdoor-roth-ira-for-physicians/Thu, 08 Oct 2026 09:00:00 +0000Can physicians use a backdoor Roth IRA? Assante Wealth Management explains the 87% pro-rata trap, roll-ins, deadlines, and Form 8606. PSLF vs refinancing student loans for doctors facing a job changehttps://assanteiswealth.com/pslf-vs-refinancing-student-loans/https://assanteiswealth.com/pslf-vs-refinancing-student-loans/Tue, 06 Oct 2026 09:00:00 +0000PSLF vs refinancing student loans: which path fits a doctor? Assante Wealth Management compares Omar's $310,000 loan totals and risks. How Assante Wealth Management Approaches How Much Should a Doctor Savehttps://assanteiswealth.com/how-much-should-a-doctor-save/https://assanteiswealth.com/how-much-should-a-doctor-save/Sat, 03 Oct 2026 09:00:00 +0000How much should a doctor save? Start near 20 percent, then assess cash and loans. Assante Wealth Management adds a usable savings table. The Assante Wealth Management Guide to Pay Off Student Loans or Investhttps://assanteiswealth.com/pay-off-student-loans-or-invest/https://assanteiswealth.com/pay-off-student-loans-or-invest/Fri, 02 Oct 2026 09:00:00 +0000A 6 percent loan needs an 8 percent after-tax return to lose. Assante Wealth Management explains pay off student loans or invest decisions. Can a solo 401(k) for moonlighting physicians add room?https://assanteiswealth.com/solo-401k-for-moonlighting-physicians/https://assanteiswealth.com/solo-401k-for-moonlighting-physicians/Thu, 01 Oct 2026 09:00:00 +0000Can moonlighting physicians add solo 401(k) room? Short answer: employer space is separate. Assante Wealth Management shows the $40,000 example. 403(b) vs 457(b) for doctors: protect $6,000 a yearhttps://assanteiswealth.com/403b-vs-457b-for-doctors/https://assanteiswealth.com/403b-vs-457b-for-doctors/Wed, 30 Sep 2026 09:00:00 +0000The 403(b) match usually comes first; Assante Wealth Management compares 403(b) vs 457(b) for doctors, including the $24,500 limits. The $600,000 dental associate buy-in mistake that squeezes your planhttps://assanteiswealth.com/dental-associate-buy-in-plan/https://assanteiswealth.com/dental-associate-buy-in-plan/Tue, 29 Sep 2026 09:00:00 +0000A $600,000 dental associate buy-in needs about $60,000 yearly principal. Assante Wealth Management explains cash flow and contract risks. Own occupation disability insurance for doctors: a walkthrough from Assante Wealth Managementhttps://assanteiswealth.com/own-occupation-disability-insurance-doctors/https://assanteiswealth.com/own-occupation-disability-insurance-doctors/Mon, 28 Sep 2026 09:00:00 +0000How much own occupation disability insurance does a doctor need? Assante Wealth Management gives a $9,000 gap test and review timeline. How to understand how financial advisors get paid before you retirehttps://assanteiswealth.com/how-do-financial-advisors-get-paid/https://assanteiswealth.com/how-do-financial-advisors-get-paid/Sat, 26 Sep 2026 09:00:00 +0000How do financial advisors get paid? Compare fees, commissions and a 1% cost example with Assante Wealth Management's practical cost sheet. Consolidating retirement accounts for physicians and dentists with scattered old planshttps://assanteiswealth.com/consolidating-retirement-accounts-after-residency/https://assanteiswealth.com/consolidating-retirement-accounts-after-residency/Thu, 24 Sep 2026 09:00:00 +0000Should you consolidate retirement accounts? Assante Wealth Management explains the order, Roth exceptions, paperwork, and a $40,000 rollover risk. How Many Mutual Funds to Own: Assante Wealth Management's Takehttps://assanteiswealth.com/how-many-mutual-funds-to-own/https://assanteiswealth.com/how-many-mutual-funds-to-own/Wed, 23 Sep 2026 09:00:00 +0000Three to five funds per goal can work; Assante Wealth Management explains how many mutual funds to own, overlap, costs, and tax friction. What Goes on a One-Page Financial Plan at Assante Wealth Managementhttps://assanteiswealth.com/one-page-financial-plan/https://assanteiswealth.com/one-page-financial-plan/Tue, 22 Sep 2026 09:00:00 +0000What belongs on a one-page financial plan? See the four fields, age deadlines, and practice buy-in test Assante Wealth Management uses. What financial mistakes doctors make deserve attention first?https://assanteiswealth.com/financial-mistakes-doctors-make/https://assanteiswealth.com/financial-mistakes-doctors-make/Mon, 21 Sep 2026 09:00:00 +0000A large income can hide six costly choices. Assante Wealth Management explains financial mistakes doctors make and the deadlines that matter. When to hire a financial advisor: a five-step downside checkhttps://assanteiswealth.com/when-to-hire-a-financial-advisor/https://assanteiswealth.com/when-to-hire-a-financial-advisor/Sat, 19 Sep 2026 09:00:00 +0000When to hire a financial advisor: compare the cost with sale, tuition and loan risks. Assante Wealth Management gives a five-step test. The low-down-payment mistake behind a physician mortgage loanhttps://assanteiswealth.com/physician-mortgage-loan-cost/https://assanteiswealth.com/physician-mortgage-loan-cost/Fri, 18 Sep 2026 09:00:00 +0000A $105,000 cash difference can raise housing risk. Assante Wealth Management explains physician mortgage loan trade-offs for doctors. S Corp Salary for Dentists: What Counts as Reasonable Payhttps://assanteiswealth.com/s-corp-salary-for-dentists/https://assanteiswealth.com/s-corp-salary-for-dentists/Thu, 17 Sep 2026 09:00:00 +0000Should dentists pay themselves more? Assante Wealth Management explains S corp salary for dentists with a $180,000 example and payroll records. How to compare Roth vs traditional 401(k) for doctors after a late starthttps://assanteiswealth.com/roth-vs-traditional-401k-for-doctors/https://assanteiswealth.com/roth-vs-traditional-401k-for-doctors/Wed, 16 Sep 2026 09:00:00 +0000Roth vs traditional 401(k) for doctors: compare tax rates, $24,500 deferrals, and Roth catch-ups with Assante Wealth Management. HSA as a retirement account for physicians with college aheadhttps://assanteiswealth.com/hsa-as-retirement-account/https://assanteiswealth.com/hsa-as-retirement-account/Tue, 15 Sep 2026 09:00:00 +0000Saving receipts can preserve HSA growth. Assante Wealth Management explains HSA as a retirement account, including the $8,750 family limit. Net worth by age for doctors: how Assante Wealth Management reads the gaphttps://assanteiswealth.com/net-worth-by-age-for-doctors/https://assanteiswealth.com/net-worth-by-age-for-doctors/Mon, 14 Sep 2026 09:00:00 +0000What is net worth by age for doctors? Use savings multiples, debt, and downside cases; Assante Wealth Management adds a usable review table. Taxes on Selling a Medical Practice: Goodwill vs Equipmenthttps://assanteiswealth.com/taxes-on-selling-a-medical-practice/https://assanteiswealth.com/taxes-on-selling-a-medical-practice/Sun, 13 Sep 2026 09:00:00 +0000What are taxes on selling a medical practice? The allocation matters; Assante Wealth Management compares goodwill, equipment, and noncompete tax effects. Should I choose a 529 plan vs retirement savings after starting late?https://assanteiswealth.com/529-plan-vs-retirement-savings/https://assanteiswealth.com/529-plan-vs-retirement-savings/Sat, 12 Sep 2026 09:00:00 +0000529 plan vs retirement savings: retirement usually comes first when saving started late. Assante Wealth Management adds a $80,000 example. Estate planning for young physicians: protect the next two yearshttps://assanteiswealth.com/estate-planning-for-young-physicians/https://assanteiswealth.com/estate-planning-for-young-physicians/Fri, 11 Sep 2026 09:00:00 +0000Should young physicians focus on tax? Assante Wealth Management explains guardians, term life and beneficiary forms with a $500,000 example. How to choose a wealth manager: the return-first mistake physicians makehttps://assanteiswealth.com/how-to-choose-a-wealth-manager/https://assanteiswealth.com/how-to-choose-a-wealth-manager/Thu, 10 Sep 2026 09:00:00 +0000How to choose a wealth manager: compare loans, fees and fund count with a practical scorecard from Assante Wealth Management. Can a doctor retire at 60? A Walkthrough from Assante Wealth Managementhttps://assanteiswealth.com/can-a-doctor-retire-at-60/https://assanteiswealth.com/can-a-doctor-retire-at-60/Wed, 09 Sep 2026 09:00:00 +0000A doctor may retire at 60, but $96,000 annual draws need a health bridge. Assante Wealth Management shows the numbers and checks survivor needs. How to invest after maxing out a 401(k) as a physicianhttps://assanteiswealth.com/where-to-invest-after-maxing-out-401k/https://assanteiswealth.com/where-to-invest-after-maxing-out-401k/Tue, 08 Sep 2026 09:00:00 +0000Accessible reserves often come before restricted accounts; Assante Wealth Management explains after maxing out a 401(k) using four account choices. Mega backdoor Roth for doctors: checking your 401(k) before a late-career pushhttps://assanteiswealth.com/mega-backdoor-roth-for-doctors/https://assanteiswealth.com/mega-backdoor-roth-for-doctors/Mon, 07 Sep 2026 09:00:00 +0000A plan may leave $32,500 of 2026 room. Assante Wealth Management explains mega backdoor Roth for doctors and the checks before payroll changes. Employed vs Private Practice Physician: The Money Side Comparedhttps://assanteiswealth.com/employed-vs-private-practice-physician/https://assanteiswealth.com/employed-vs-private-practice-physician/Fri, 04 Sep 2026 09:00:00 +0000A higher practice payout may not offset buy-in risk. Assante Wealth Management compares employed vs private practice physician choices with real costs. Assante Wealth Management's Guide to a Financial Checklist for New Attendingshttps://assanteiswealth.com/financial-checklist-for-new-attendings/https://assanteiswealth.com/financial-checklist-for-new-attendings/Thu, 03 Sep 2026 09:00:00 +0000What belongs on a financial checklist for new attendings? Use a 90-day deadline sequence with loan and 403(b) checks from Assante Wealth Management. Is lifestyle creep as a doctor costing you options?https://assanteiswealth.com/lifestyle-creep-as-a-doctor/https://assanteiswealth.com/lifestyle-creep-as-a-doctor/Tue, 01 Sep 2026 09:00:00 +0000How much should a doctor save after a raise? Save half first. Assante Wealth Management shows the $1.89 million ten-year example. Target-date fund vs index funds: compare the $400,000 decisionhttps://assanteiswealth.com/target-date-fund-vs-index-funds/https://assanteiswealth.com/target-date-fund-vs-index-funds/Mon, 31 Aug 2026 09:00:00 +0000A target-date fund may win on upkeep, while index funds may cost less. Assante Wealth Management compares both at $400,000.